BofI Holding, Inc. to Announce 2nd Quarter Earnings on February 5, 2008 Conference Call to Discuss Earnings Set for February 12, 2008

Market Wire, February, 2008

BofI Holding, Inc. (NASDAQ: BOFI) ("BofI"), parent of Bank of Internet USA ("Bank"), confirmed that it will release earnings for the quarter ended December 31, 2007 tomorrow, February 5, 2008. The call to discuss earnings has been re-scheduled to February 12, 2008.

Conference Call Time

The second quarter earnings conference call is scheduled for 2:00 p.m. PT (5:00 p.m. ET) on Tuesday, February 12, 2008 to discuss financial results for the second quarter ended December 31, 2007. To participate in the conference call, please dial the following number five to ten minutes prior to the scheduled conference call time: [866-300-7687. International callers should dial 416-641-6136.] When prompted by the operator, mention Conference ID #3243482. The conference call will be webcast live and may be accessed at BofI's website, http://www.bofiholding.com . For those unable to participate during the live broadcast, a replay will be available shortly after the call on BofI's website for 90 days.

About BofI Holding, Inc. and Bank of Internet USA

BofI Holding, Inc. is the holding company of Bank of Internet USA and trades on NASDAQ under the symbol BOFI. Bank of Internet USA is a consumer focused, FDIC insured, nationwide savings bank operating primarily over the Internet. It offers a variety of consumer banking services, focusing primarily on gathering retail deposits over the Internet and originating home equity loans, auto loans and RV loans, as well as originating and purchasing multifamily and single-family mortgage loans. Bank of Internet USA offers products through its websites at www.BofI.com , www.SeniorBofI.com , www.ApartmentBank.com , www.RVBank.com and www.BofIEquityDirect.com . Retail deposit products include certificates of deposit, online checking accounts with check images, bill payment, high interest savings accounts, ATM or Visa Check Cards, money market savings accounts, and ATM fee reimbursement anywhere in the world.

©Copyright 2000-2007, BofI Holding, Inc., All Rights Reserved.

Contact: Bank of Internet USA Greg Garrabrants, CEO 858/350-6203 Email Contact