ProMutual Group Announces Dividend for Massachusetts Dentists

Market Wire, November, 2008

Medical Professional Mutual Insurance Company ("ProMutual"), the parent company of ProMutual Group, recently announced a dividend for qualified Massachusetts dentists. This year's dividend is the fifth consecutive year the company has issued a dividend to dentists.

"We are pleased to once again offer Massachusetts dental policyholders a dividend," said Gregg L. Hanson, senior vice president of underwriting for ProMutual Group. "We have a strong record of controlling costs and losses. Ultimately, the policyholders reap the benefits of those efforts."

Based on the results of the company's Massachusetts dental business for the years 1986 through 1999 as well as 2003 and 2004, ProMutual was able to pay a dividend to Massachusetts dentists who maintained an active policy during those years. The years 2000 through 2002 have not yet generated results that qualify them for the dividend. The amount of each dividend is based on the duration of the policy, the policy form and coverage limits selected as well as any endorsement activity.

"Our commitment to the dental industry in Massachusetts has remained unchanged," said Michael R. Kubik, vice president of marketing for ProMutual Group. "We look forward to building upon the relationships that have steadily developed over the past several years between our company and dentists."

For more information about ProMutual Group's products and services visit the company's web site at www.promutualgroup.com . You may also contact Nina Akerley to speak with a company representative at nakerley@promutualgroup.com or (617) 946-8665.

About ProMutual Group

ProMutual Group is one of the leading providers of medical liability insurance in the Northeast, insuring more than 18,000 physicians, surgeons, and dentists as well as a large number of hospitals, health centers and clinics. It is one of the top 10 medical liability insurance providers in the country based on direct written premium.* ProMutual Group has in excess of $2.2 billion in net admitted assets, more than $600 million in policyholder surplus and over $300 million in direct written premium as of 2007. ProMutual Group has a Best's Rating of A- (Excellent), and is acknowledged as a leader in providing risk management and claim services to the healthcare community.

Based in Massachusetts, ProMutual Group member companies also operate in Connecticut, Maine, New Hampshire, New Jersey, Pennsylvania, Rhode Island and Vermont. ProMutual Group distributes its products through independent agents. For more information, visit ProMutual Group's web site at www.promutualgroup.com .

* U.S. Medical Malpractice - 2007 Direct Premiums Written, Best's Review, August 2008.

Media Contact: Nina Akerley (617) 946-8665