Hartford adds coverages to greenhouse growers program

Rough Notes, Jun 1999

The Hartford Insurance Group expanded its program for wholesale greenhouse growers by adding coverages and naming a new program administrator: Hilb, Rogal & Hamilton. The program is open to all agents in 32 states.

Nursery operators E&O has been added to the program, and personal lines farmowners and multi-crop coverages are now available through the company's International AgriBusiness Group in Omaha, Nebraska.

"With the addition of our nursery operators E&O coverage," said Michael Thulis, The Hartford's senior account director, specialty programs, "clients are protected if the growing stock of trees, shrubs or plants fails to conform to a customer's specifications, the wrong tree, shrub or plants are delivered, or stock is delivered late or to the wrong location."

The program provides property, commercial auto, workers compensation, crime, general liability, inland marine and umbrella liability. It also provides equipment breakdown protection, which covers costs to repair mechanical or electrical equipment and damage to crops caused by equipment failure. Programs can be customized to meet the needs of individual greenhouse growers.

The Hartford will provide coverage for greenhouses constructed of tempered safety glass, pressurized double-walled polyethylene, fiberglass, acrylic or polycarbonate.

To be eligible for the program, greenhouse growers must have a minimum of $500,000 in annual sales and do the majority of their business on a wholesale basis.

The program is available in the following states: AL, AZ, CA, CT, DE, GA, ID, IN, KY, MA, MD, ME, MI, MS MT, NH, NJ, NM, NV, NY, OH, OR, PA, RI, SD, TN, UT, VA, WA, WI, WV AND WY.

For more information contact Bob Hilb of Hilb, Rogal & Hamilton: (800) 388-4474.