CONTRACTORS

Rough Notes, Jan 2005 by France, Larry G

R.E. Chaix & Associates

41 Corporate Park, Ste. 310

Irvine, CA 92606

Contact: Timothy Chaix, Ext. 225

Phone: (800) 369-4337

E-mail: timothyc@rechaixinsurance.com

An E&S broker that operates in CA only with limits of $25 million. Target classes are commercial, home builders, and remodelers. Can offer inland marine. All carriers are A rated.

RA&MCO Insurance Services

2300 Clayton Rd., Ste. 1100

Concord, CA 94520

Phone: (800) 684-7475

Fax: (925) 685-1750

E-mail: info@ramco-ins.com

Web site: www.ramco-ins.com

An insurer that operates in all states except NH with limits of up to $5 million for professional liability. Target markets are small to mid-sized design/build contractors and trade subcontractors such as mechanical, electrical, fire protection, and plumbing. Will generally avoid large GCs as well as firms that specialize in residential projects. Can offer architects/engineers professional liability, construction managers professional liability, and land surveyors professional liability. Carriers are HCC Insurance Holdings, U.S. Specialty, Houston Casualty, and ACE Specialty.

Robert A. Schneider Agency

5620 Smetana Dr.

Minnetonka, MN 55343

Contact: GCs, Steve Zuckerman; all others, Dean Sessing

Phone: (800) 832-6038

Fax: (952) 938-0701

E-mail: rs@rasinc.com

Web site: www.rasinc.com

An MGA/E&S broker that operates in IA, MN, ND, SD and WI with limits of $3 million. Target market is all types of contractors, including those with 100% of work subbed out. Can offer property, inland marine, and builders risk. The A rated or better carriers are Nautilus, Investors, Essex, and USLI.

Roush Insurance Services, Inc.

P.O. Box 1060

Noblesville, IN 46061

Contact: Scott Sackers, Gabe Derzhavets, Dave Lebman

Phone: (800) 752-8402 (IL, IN) (317) 776-6880

Fax: (317) 776-6891

Web site: www.roushins.com

An MGA that operates in IL, IN and OH only with limits of $1 million/$3 million; excess available up to $20 million. Will consider most contractors. Can offer contractor's equipment, property, and binds. Carriers are Atlantic Casualty (A-), Century Surety (A), Evanston (A), Essex (A), and Scottsdale (A ).

Russell Bond & Co., Inc.

295 Main St., Ste. 866

Buffalo, NY 14203

Contact: Jeff Latke, Ext. 147; Chris Moyer, Ext. 149; Mike Kraus, Ext. 330

Phone: (800) 333-7226

Fax: (800) 677-6779

E-mail: jlatke@russellbond.com

cmoyer@russellbond.com

mkraus@russellbond.com

Web site: www.russellbond.com

An MGA/E&S broker operating in New York state only with primary limits of $2 million and umbrella limits of $25 million. Target markets are artisan and specialty contractors. Will not consider residential contractors (more than eight houses a year), construction managers or project managers. Can offer salting insurance, environmental, property, EPLI, workers comp, builders risk, RR protective, umbrella, OCP, CGL, and equipment floaters. All carriers are rated A- or better.

S.H. Smith & Co.

41 N. Main St.

West Hartford, CT 06107

Contact: Jeff Parmenter, Roy Snow, Jason Lukens

Phone: (800) 356-0168

Web site: www.shsmith.com

An E&S broker that operates in New England, MN, NY and OH with limits of $1 million/$2 million. Target markets are artisan contractors and GCs. Will not consider EFIS contractors. Can offer inland marine and builders risk. Carriers are Northland, Maxum, Nautilus, and Mt. Vernon/USLI.