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Industry: Email Alert RSS FeedDeposit insurance reform: Is it deja vu all over again?
Federal Reserve Bank of St. Louis - Regional Economist, Oct 2002 by Vaughan, Mark D, Wheelock, David C
Thomson, James B. "Who Benefits from Increasing the Federal Deposit Insurance Limit?" Federal Reserve Bank of Cleveland Economic Commentary, Sept. 15, 2001.
Wheelock, David C. and Kumbhakar, Subal C. "Which Banks Choose Deposit Insurance? Evidence of Adverse Selection and Moral Hazard in a Voluntary Insurance System," journal of Money, Credit and Banking, Vol. 27, February 1995, pp. 186-201.
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Mark D. Vaughan is the supervisory policy officer in the Banking Supervision and Regulation Department of the Federal Reserve Bank of St. Louis. David C. Wheelock is an assistant vice president in the Research Division of the Federal Reserve Bank of St. Louis. The authors would like to thank Tim Bosch, Gary Corner, Alton Gilbert, Dan Nuxoll and Tim Yeager for helpful comments and Tim King for excellent research assistance.
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