Buy only the great stocks, buy only the best way: Low cost investing program ("LCIP")

Shareowner, Mar/Apr 2002

3. For Silver Purchase Plans and Lump-Sum Purchases, trading commissions will be deducted from the dollar amount you indicate for each security. In addition, an $8 set-up commission is deducted once, when a security is first added to your account.

4. *Start of Monthly Transaction Period for Each Security. For most LCIP securities, purchases and sales occur during one, 2-day transaction period each month that begins on the indicated day. For example, "M1" indicates a transaction period that starts on the 1st Monday of each month. (Tu=Tuesday; W=Wednesday; Th=Thursday; F=Friday) For these securities, you may have to wait up to 30 days to make your first, monthly, preauthorized or lump-sum purchase.

However, the most popular LCIP securities have transaction periods during each of the first four weeks of a month (on the indicated day) so that the wait to make your first, monthly, pre-authorized or lump-sum purchase is as little as 7 days. Your first monthly purchases are made during the first available transaction period after receipt of the required funds.

5. NOTES. The LCIP is administered by Canadian ShareOwner Investments Inc. ("CSI"), a member of the Canadian Investor Protection Fund, the Investment Dealers Association of Canada and a participant in the Canadian Depository for Securities.

Information on the accompanying Purchase Form is not intended as securities advice or as an offer to any particular person, or solicitation of an offer to any particular person, to buy or sell. Canadian ShareOwner Investments Inc. or Canadian ShareOwner Magazine Inc. or their shareholders, directors, officers and/or employees, may have a position or deal as principal in the securities listed on the Purchase Form.