Article Results (Showing 1 - 10 of 17) RSS Alert
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Credit scoring and its effects on the availability and affordability of credit
The Fair and Accurate Credit Transaction Act of 2003 (the FACT Act) directed several federal agencies to conduct studies related to the credit...
Journal of Consumer Affairs, 09/22/09 by Robert B. Avery; Kenneth P. Brevoort; Glenn B. Canner · More from publication -
Opportunities and Issues in Using HMDA Data
Abstract Since 1975, the Home Mortgage Disclosure Act (HMDA) has required most mortgage lending institutions to disclose to the public information...
Journal of Real Estate Research, The, 10/01/07 by Avery, Robert B; Brevoort, Kenneth P; Canner, Glenn B · More from publication -
The Role of Specialized Lenders in Extending Mortgages to Lower-Income and Minority Homebuyers
Glenn B. Canner and Wayne Passmore, of the Board's Division of Research and Statistics, and Elizabeth Laderman, of the Federal Reserve Bank of San...
Federal Reserve Bulletin, 11/01/99 by Glenn B. Canner · More from publication -
Recent developments in home equity lending - includes related articles on consumer satisfaction survey and estimate of aggregate debt
The home equity lending market has experienced changes during the 1990s. Home equity lines of credit have become more popular than traditional...
Federal Reserve Bulletin, 04/01/98 by Glenn B. Canner · More from publication -
Distribution of credit risk among providers of mortgages to lower-income and minority homebuyers
The US Federal Housing Administration is the primary bearer of credit risk for lower income and minority borrowers of mortgage loans for homes in...
Federal Reserve Bulletin, 12/01/96 by Glenn B. Canner · More from publication -
Credit risk and the provision of mortgages to lower-income and minority homebuyers
Institutions that bear a significant portion of mortgage credit risk are identified. The distribution of this risk by borrowers' income, race,...
Federal Reserve Bulletin, 11/01/95 by Glenn B. Canner · More from publication -
Household sector borrowing and the burden of debt
Household sector debt followed the cycle of expansion, recession, and recovery that took place between 1983 and 1992, and household finances are...
Federal Reserve Bulletin, 04/01/95 by Glenn B. Canner · More from publication -
Home purchase lending in low-income neighborhoods and to low-income borrowers
Banks and savings institutions make relatively few home loans in lower-income neighborhoods, but it is debatable whether this results from a...
Federal Reserve Bulletin, 02/01/95 by Glenn B. Canner · More from publication -
Private mortgage insurance - includes related articles on information disclosed by private insurance companies and on claims through private mortgage insurance
Both private and governmental insurers offer mortgage guarantee insurance, which makes it possible to make a relatively small down payment on a...
Federal Reserve Bulletin, 10/01/94 by Glenn B. Canner · More from publication -
Home equity lending: evidence from recent surveys
The use of home equity loans has increased since the mid-1980s as the result of a 1986 tax reform which eliminated tax deductions on other forms of...
Federal Reserve Bulletin, 07/01/94 by Glenn B. Canner · More from publication
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