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Ramp-up coming for fair-lending enforcement: Veterans expect Justice Department to bring more energy to fair lending, including new targets--among them, loan modifications.(COMPLIANCE REPORT)

[ILLUSTRATION OMITTED] The opening bars of the Obama Administration's fair-lending enforcement overtures have a somewhat familiar air to them,...
ABA Banking Journal, 06/01/09 by Cocheo, Steve · More from publication -
Tackling the "end of the beginning" of the nation's mortgage crisis.(Loan Mods--Work in Progress)

"This is not the end. It is not even the beginning of the end. But it is, perhaps, the end of the beginning." SIR WINSTON CHURCHILL, Nov. 10,...
ABA Banking Journal, 05/01/09 by Cocheo, Steve · More from publication -
Books bankers live by: bankers draw on books of war, books of peace, books of people, and books of business for ideas and inspiration.(A SPECIAL "PASS THE ASPIRIN" REPORT)

[ILLUSTRATION OMITTED] In 2008, William Grant joined the board of directors of the Baltimore branch of the Richmond Federal Reserve Bank. Not...
ABA Banking Journal, 03/01/09 by Cocheo, Steve · More from publication -
Burning billions: consensus grows that "fair-value" accounting, especially in its "other than temporarily impaired" facet, causes more harm than good. The good news: momentum may be building towards remedial action.(Banking 2.0)

The debate over fair-value accounting is tailor-made for argument by analogy. Commentators on either side of this controversial matter draw a...
ABA Banking Journal, 03/01/09 by Cocheo, Steve · More from publication -
TARP and the future: will U.S. be a controlling shareholder?(BANKING 2.0: A series looking at how U.S. banking has changed, may change, and will change in the wake of the 2008 crisis.)(United States. Department of the Treasury. Troubled Asset Relief Progr

[ILLUSTRATION OMITTED] TARP has gone from being a big piece of blank canvas to something very different. But it s still a work in progress."...
ABA Banking Journal, 12/01/08 by Cocheo, Steve · More from publication -
When your board needs a director who's a special fit: if local candidates won't suffice, several services can help find who you need.(Community Banking)(Editorial)

[ILLUSTRATION OMITTED] For many community banks, all the directors they 11 ever want or need can be found right in town. Various factors,...
ABA Banking Journal, 12/01/08 by Cocheo, Steve · More from publication -
"Ivan the terrible" wreaks havoc, but adds new business line: Alabama bank creates "personal storage service" to meet customer need for off-site backup.(BANK INNOVATORS)(Editorial)

Hurricane Ivan, the strongest Atlantic storm of 2004, caused billions of dollars in damage in the Southeast. Banker Robert R. Jones III...
ABA Banking Journal, 12/01/08 by Cocheo, Steve · More from publication -
Asset relief or capital infusion? Debate rages on.(briefing)(Editorial)

The original idea behind TARP--"Troubled Asset Relief Program"--was to take bad assets out of the banking system. White the Treasury Department's...
ABA Banking Journal, 12/01/08 by Cocheo, Steve · More from publication -
TARP-driven lending: rhetoric vs. reality.(briefing)

One of the trickiest things about evaluating the TARP capital investment program has been sorting out the politics from the economics. No...
ABA Banking Journal, 12/01/08 by Cocheo, Steve · More from publication -
Handling people in a "mixed up" office: eight bankers cover the challenges and suggest some approaches to mixed-generation and mixed compensation work force issues.(PART I OF A TWO-PART ABA BANKING JOURNAL ROUNDTABLE)(New Washington State Bank)(

[ILLUSTRATION OMITTED] By now, if you haven't been confronted by the views of some expert on stage or in print on the "special needs" of Gen...
ABA Banking Journal, 05/01/08 by Cocheo, Steve · More from publication
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