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Facilitating Fluency
Intensive English Language programs in the United States were just overcoming the shock of a downturn after the September 11, 2001 attacks when the...
International Educator, 01/01/09 by Fernandez, Kim · More from publication -
Out of ammunition: when privately held land inside a national park draws the eye of a developer, the character of these special places can quickly be lost. And if the Park Service doesn't receive the funds to purchase the land, the results could be tragic

[ILLUSTRATION OMITTED] You're tracing the footsteps of the Continental Army across Valley Forge National Historical Park, soaking in the...
National Parks, 03/22/08 by Fernandez. Kim · More from publication -
Affordable-housing gap widens: it's getting harder to build and manage truly affordable rental housing. Lenders are struggling to figure out what deals to approve as market conditions grow more challenging
Affordable-housing gap widens: it's getting harder to build and manage truly affordable rental housing. The housing boom that swept the country...
Mortgage Banking, 07/01/07 by Kim Fernandez · More from publication -
The big boom: multifamily construction and renovations are booming, especially in the luxury market. But affordable housing continues to be in short supply, worrying industry experts
In case you haven't peeked out the car window recently in, or near, one of America's primary or secondary cities, there's a news flash ahead:...
Mortgage Banking, 07/01/06 by Kim Fernandez · More from publication -
Slow recovery: despite the ongoing allure of single-family homes and condo ownership, rental apartment markets continue to improve. This is good newsunless you're a low-income renter
FOR THE PAST SEVERAL YEARS, falling interest rates and a growing job market in most major cities have spelled fantastic news for home builders....
Mortgage Banking, 07/01/05 by Kim Fernandez · More from publication -
Rental reality: despite a persistent homebuyers' market, multifamily continues to serve its niche. The trend by young and old renters of moving to urban downtowns is fueling condo conversions and renovation of older buildings
IT'S BEEN SAID A THOUSAND TIMES: WITH INTEREST RATES HOVERING AT RECORD-LOW LEVELS, ANYONE WHO CAN BUY A HOME IS BUYING ONE. Conventional wisdom,...
Mortgage Banking, 07/01/04 by Kim Hitselberger Fernandez · More from publication -
The Rub run scrubbable paint. (Service Spotlight).

Much has been made in recent years of the newly created scrubbable flat paint, which promises to make flat surfaces easier to clean. Paint...
Units, 10/01/02 by Fernandez, Kim · More from publication -
Basically, off-white and eggshell paint is exciting. (Service Spotlight).

While apartment design and marketing seem to be in constant flux and apartment maintenance gets more and more complex, the basic can of paint...
Units, 10/01/02 by Fernandez, Kim · More from publication -
With appliances, looks mean a lot. (Service Spotlight).

Everybody needs a refrigerator. And a stove and oven. Dishwashers are sort of optional but most apartments feature them. And more and more...
Units, 09/01/02 by Fernandez, Kim · More from publication -
A laundry list of luxuries. (Service Spotlight).

Laundry day: a dreaded phrase if ever there was one among renters. For generations, laundry day has equated to hours spent in the basement,...
Units, 07/01/02 by Fernandez, Kim · More from publication
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