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• CERTIFICATES: A NEW WAVE OF PROBLEMS 

  Producers need to be aware of laws, regulations and regulatory directives that govern certificates Many producers have learned either directly...

  Rough Notes, 10/01/09 by Malecki, Donald S · More from publication

• LURE OF WIRING, PIPES & COILS, THE 

  Vacant buildings attract destructive scavengers in search of copper Insurers are not particularly keen on issuing commerciai property policies...

  Rough Notes, 08/01/09 by Malecki, Donald S · More from publication

• EPL CLAIMS REPORTING REQUIREMENTS 

  Failure to report on a timely basis can result in the denial of a claim With claims being alleged in both the private and public sectors for...

  Rough Notes, 07/01/09 by Malecki, Donald S · More from publication

• COURTS STILL INTERPRETING THE BUSINESS AUTO POLICY 

  Thirty years after its introduction, the BAP continues to spawn debate The Business Auto Policy, as producers know it today, was introduced by...

  Rough Notes, 06/01/09 by Malecki, Donald S · More from publication

• HANDS IN THE COOKIE JAR 

  Consider nonemployees when discussing crime insurance The focus of employee dishonesty insurance naturally is on employees. It is not unusual,...

  Rough Notes, 05/01/09 by Malecki, Donald S · More from publication

• MULTI-MILLION-DOLLAR VERDICTS 

  Caveats for limited liability companies It seems like $21 million is somewhat excessive for an auto accident involving non-fatal injuries to one...

  Rough Notes, 04/01/09 by Malecki, Donald S · More from publication

• NOW YOU SEE IT; NOW YOU DON'T 

  Insurers provide coverage, only to have the courts litigate it away Although liability insurance appears to be a fertile ground for coverage...

  Rough Notes, 03/01/09 by Malecki, Donald S CPCU · More from publication

• CONSTRUCTION CONTRACTOR BUSINESS 

  IRMI Conference examines insurance implications of green building, contractual risk transfer and wrap-ups There is little doubt that the color...

  Rough Notes, 02/01/09 by Malecki, Donald S CPCU · More from publication

• POLLUTION EXCLUSION MINEFIELD 

  Determining whether a product is potentially a pollutant or contains pollutants is getting more difficult Most environmental impairment...

  Rough Notes, 01/01/09 by Malecki, Donald S CPCU · More from publication

• A NECESSARY EVIL 

  Wrap-up programs require careful scrutiny by all parties concerned Although wrap-ups, both owner-controlled (OCIP) and contractor-controlled...

  Rough Notes, 11/01/08 by Malecki, Donald S CPCU · More from publication