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Credit scoring and its effects on the availability and affordability of credit
The Fair and Accurate Credit Transaction Act of 2003 (the FACT Act) directed several federal agencies to conduct studies related to the credit...
Journal of Consumer Affairs, 09/22/09 by Robert B. Avery; Kenneth P. Brevoort; Glenn B. Canner · More from publication -
Opportunities and Issues in Using HMDA Data
Abstract Since 1975, the Home Mortgage Disclosure Act (HMDA) has required most mortgage lending institutions to disclose to the public information...
Journal of Real Estate Research, The, 10/01/07 by Avery, Robert B; Brevoort, Kenneth P; Canner, Glenn B · More from publication -
New information reported under HMDA and its application in fair lending enforcement
Most lending institutions with offices in metropolitan statistical areas are required by the Home Mortgage Disclosure Act of 1975 (HMDA) to...
Federal Reserve Bulletin, 06/22/05 by Robert B. Avery · More from publication -
Community banks and rural development: research relating to proposals to revise the regulations that implement the Community Reinvestment Act
Since 1977, the Community Reinvestment Act (CRA) has required that federally insured banking institutions--commercial banks and savings...
Federal Reserve Bulletin, 03/22/05 by Robert B. Avery · More from publication -
Credit report accuracy and access to credit
Information that credit-reporting agencies maintain on consumers' credit-related experiences plays a central role in U.S. credit markets. Creditors...
Federal Reserve Bulletin, 06/22/04 by Robert B. Avery · More from publication -
An overview of consumer data and credit reporting
For some time, the Board of Governors of the Federal Reserve System has sought to obtain more detailed and timely information on the debt status,...
Federal Reserve Bulletin, 02/01/03 by Robert B. Avery · More from publication -
The Performance and Profitability of CRA-Related Lending.

In November 1999, the U.S. Congress asked the Board of Governors of the Federal Reserve System to conduct a comprehensive study of loans made...
Economic Commentary (Cleveland), 11/01/00 by Avery, Robert B.; Bostic, Raphael W.; Canner, Glen · More from publication -
CRA Special Lending Programs
Increasing the flow of credit to lower-income households and communities has been the focus of many public-sector programs, such as those of the...
Federal Reserve Bulletin, 11/01/00 by Robert B. Avery · More from publication -
Trends in Home Purchase Lending: Consolidation and the Community Reinvestment Act
Consolidation in the banking industry between 1975 and 1197 has led to changes in the marketing of home loans, with banks no longer loaning in the...
Federal Reserve Bulletin, 02/01/99 by Robert B. Avery · More from publication -
Changes in the distribution of banking offices - includes related articles
Changes in the distribution of banking offices have taken place between 1977 and 1997. Banks have been consolidating at a rapid pace as...
Federal Reserve Bulletin, 09/01/97 by Robert B. Avery · More from publication


